The use of this Internet site of the Menora Mivtachim Group (‘the site’) is conditional on and subject to the terms set out below. The use of the site will be regarded as consent on your part to all the Terms of Use.
‘The Menora Mivtachim Group’ includes Menora Mivtachim Holdings Ltd. and all of the companies controlled by it, from time to time, including (but without derogating) Menora Mivtachim Insurance Ltd., Menora Mivtachim Pension Ltd., Menora Mivtachim Provident Ltd. and Menora Mivtachim and Federation of Engineers Provident Fund Management Ltd.
The information and all of the pages at the site is the sole property of the Menora Mivtachim Insurance Group. It is prohibited to make changes, copy, distribute, upgrade, broadcast, present, duplicate, publish or sell any of the items of information, products or services presented on this site, except for the retrieval of information for personal use only. ‘Information’ – any material and/or information that is presented on the site in any medium, including words, photographs, illustrations, diagrams or records, including the manner in which the aforesaid are designed.
The site contains data and other content that is protected under the law by copyright, trademarks and other property rights. Moreover, the site as a whole is protected as a complete work. No operation should be done that may prejudice these property rights.
The site, with all of the information included in it, the software on which the site is based, information and material that can be accessed through the site are presented and put at your disposal as is.
Nothing stated on the site shall constitute an offer, persuade or advice to carry out transaction with the Menora Mivtachim Group and/or any other party. Before making any transaction, investment or taking on any financial liability on the basis of the information found on the site, the Menora Mivtachim Group recommends that you consult with a qualified professional adviser in the relevant filed in order to receive personal advice that is suited to you.
The Menora Mivtachim Group and/or anyone acting on its behalf are not liable for any damage that may be caused to you as a result of a defect or malfunction in the software that operates the site or the access to the site or for cancellation or a stoppage of the services provided on the site.
The Menora Mivtachim Group does everything that it can in order to protect the confidentiality of your personal information. For this purpose, Menora Mivtachim takes reasonable security measures that comply with the standards used in the Internet industry. Despite the aforesaid, there is a risk of hacking into the databases of the Menora Mivtachim Group. Therefore, as long as the Menora Mivtachim Group takes reasonable security measures, the Menora Mivtachim Group will not be liable for damage that is caused as a result of an unauthorized penetration of the site and the transfer of personal information about any third party as a result of such of unauthorized penetration. Moreover, as a surfer on the site, you are responsible that no viruses will penetrate the computer/software on your computer, and the Menora Mivtachim Group is released from any liability in this regard for which you are solely liable.
The full privacy protection and data security policy can be found in the Privacy Protection and Data Security Policy.
Although the Menora Mivtachim Group makes every effort to ensure the quality, reliability and completeness of the information on the site, and that it is accurate and up to date, it may still occur that the information presented on the site contains errors and/or mistakes and/or inaccuracies. The Menora Mivtachim Group and/or anyone acting on its behalf shall not be liable for damage that may be caused to you as a result of the existence of such errors.
In any case of a conflict between information that will be presented on the site and information that is located at the offices of the Menora Mivtachim Group, the information located at the offices of the Menora Mivtachim Group will be binding, and the Menora Mivtachim Group shall not be liable for any damage and/or loss and/or expense whatsoever that may be caused as a result of such a conflict.
The Menora Mivtachim Group and/or anyone acting on its behalf shall not be liable for information that is on other sites or external sites, which are connected to the site by means of a link or in any other way, and they shall not be liable for damage caused to you, if any, as a result of reliance on the information found at those sites or the use thereof.
The Menora Mivtachim Group and/or anyone acting on its behalf shall not be liable in any way for damage and/or loss and/or expense and/or destruction of any kind that may be caused directly and/or indirectly as a result of use of the site, including a delay in using and/or an inability to use the site and/or the services provided on the site for any reason, including a stoppage thereof, and/or as a result of an error and/or inaccuracies and/or mistakes in the information and in the data that will be presented within the framework of the services on the site.
The user name and password given to you for the purpose of accessing the site are for your personal use only, and you are absolutely prohibited from transferring them to any third party without the prior written authorization of the Menora Mivtachim Group. You undertake to take all reasonable measures to keep the user name and password confidential and you undertake to pay for any damage that will be caused as a result of the use of your user name and password by an unauthorized party. Any use and/or attempt to use a false user name and password, any impersonation of another or hacking in any way whatsoever of information and/or data of a third party by means of the site are prohibited.
You undertake not to make any use of the site and its content for purposes other than the ones for which the site was intended, purposes prohibited by the Terms of Use of the site and for unlawful purposes. Without derogating from the generality of the aforesaid, you undertake not to make use of the site and its contents, nor to upload to the site, retrieve, broadcast, distribute or publish information or any other material –
that may restrict or prevent others from using the site;
that may not be published or used, or that constitutes a threat, injury, insult, defamation, pornography or any other injurious expression;
that may encourage, incite, induce or assist another to commit an act prohibited by law or that may cause the imposition of legal liability;
that may violate rights of another, including intellectual property rights, copyrights, patents, privacy protection rights and/or any other property right;
that includes a virus or other software that may damage computer software;
that includes advertising of any kind whatsoever without express, prior and written authorization of the Menora Mivtachim Group.
The Menora Mivtachim Group cannot supervise all the information and every notice that are uploaded onto the site by other users. Without derogating from the aforesaid, the Menora Mivtachim Group reserves the right to deliver to others at any time information that it will be required to provide by law, as well as its right to edit, remover and refuse to upload to the site any information and notice that at the sole discretion of the Menora Mivtachim Group manifestly violates or breaches any of the Terms of Use of the site.
By uploading information/documents to the site, you give the Menora Mivtachim Group an unlimited and irrevocable authorization to make use of the aforesaid information / documents insofar as will be required at its sole discretion in order to achieve the lawful purposes for which the aforesaid were uploaded by you to the site, subject to the Terms of Use of the site. Your hereby waive every contention and/or claim against the Menora Mivtachim Group relating to a breach of property rights and/or privacy with regard to the aforesaid information / documents, excepting cases in which it will be proved that the Menora Mivtachim Group was negligent in carrying out its obligations pursuant to the Terms of Use of the site.
You confirm that all of the information that you will give via the site to the Menora Mivtachim Group will be given of your own free will and with your consent. You also confirm that any information that will be given via the site as aforesaid and any information about you that came and/or will come to the knowledge of the Menora Mivtachim Group (whether it was provided by you or provided by other sources), will be kept (in whole or in part) in the computerized databases of the Menora Mivtachim Group and/or anyone acting on its behalf, who will be permitted to make use of it for any matter that is related or ancillary to the management, operation and marketing of the products and services of Menora Mivtachim Group pursuant to any law, management of the relationship with customers of Menora Mivtachim Group, marketing of insurance, pension and financial products and services on behalf of the Menora Mivtachim Group, updating and improving the information in the computerized databases of the Menora Mivtachim Group, all of which including processing of the information and direct mailing for these purposes. Moreover, you confirm that information as aforesaid may be given by the Menora Mivtachim Group to your insurance agent subject to every law.
All of the information and material found on the site, including content, photographs, graphics and other media found on the site, are protected by copyright, trademarks and additional property rights. The site as a creative work is protected by copyright. You are bound to act subject to these rights as a condition for using the site, and the use of the site does not grant you any copyright and/or other property right in the site and/or in the information and/or the material found on it.
The services provided at the site are not intended for minors and for anyone who is not an Israeli citizen.
The Menora Mivtachim Group may prevent, immediately and without notice, access of a user that acted contrary to the Terms of Use of the site. In addition, the Menora Mivtachim Group may stop providing the services and cancel the authorization for access that was given to you for the site at its discretion, at any time and for any reason.
The sole jurisdiction for any matter and dispute relating to the services on the site will be given to the competent court in Tel-Aviv, which shall adjudicate the matter pursuant to the laws of the State of Israel. Should it be determined that any part of these Terms of Use is not valid or is unenforceable, then the sections that were declared invalid or that are unenforceable shall be regarded as if they were replaced by valid and enforceable sections whose content is as close as possible to the intention of the original sections, while the other sections of the Terms of Use shall remain valid.
The Menora Mivtachim Group reserves the right to change and update the Terms of Use for the site. Such updates shall be published on the site and shall come into binding force within a week of the date of their first publication.
With regard to all of the wordings that appear on the site, it is hereby clarified that what is stated in the masculine also implies the feminine, and what is stated in the singular also implies the plural.